Sapphire Peak Insurance Blog
September Is Life Insurance Awareness Month
Life insurance is not about expecting the worst—it is about protecting the people, businesses, and plans that matter most. September is Life Insurance Awareness Month,
Replacement Cost Is Not Market Value: Avoiding a Costly Coverage Gap
A rising real-estate market gets attention, but the number that matters after a major loss is what it costs to rebuild the home from the
New Montana Wildfire Insurance Rules: What Homeowners Should Know
Montana has taken steps toward greater transparency and recognition of wildfire mitigation. Here is what the changes may mean at renewal. Wildfire risk is no
Why Home Insurance Is Getting More Expensive in Western Montana
If your homeowners premium increased at renewal, you are not alone—and the reason is usually larger than anything that happened at your individual property. Montana’s
Cybercrime Is Now a Main-Street Montana Business Risk
Why general liability insurance is not enough Cyberattacks are no longer limited to large corporations. Contractors, professional offices, retailers, restaurants, property managers and other small
Wildfire Risk Is Changing Commercial Property Insurance in Western Montana
What businesses can do before renewal season Wildfire has become one of the most influential factors in commercial property underwriting across Western Montana. Businesses near